September 2024

We’ve released significant updates to our Flinks Connect product, including:

  • New, modern UI screens
  • Increased transparency around our data security protocols
  • Improved core functionality including faster loading speeds, and more

We’ve focused on making the account connection process as fast and as simple as possible. To learn more about these changes and why we made them, check out our blog post. To see these new screens in action, play around with our Flinks Connect Widget or watch the changes walkthrough video below:

Coming Soon

A new direct oAuth connection will be available later next month. We currently offer direct oAuth connections with 8 of the top 10 US banks, including:

  • Chase Bank
  • Bank of America
  • Wells Fargo
  • Citibank
  • U.S. Bank
  • PNC Capital
  • Capital One
  • TD

We’re expecting to add a direct oAuth connection to Truist in October 2024, and will support 9 of the top 10 US banks. Stay tuned for more updates.

August 2024

  • Released support for asynchronous authentication. You can now call the /Authorize endpoint and authenticate an end-user at the same time as you’re performing other tasks.
  • Added a new Flinks Connect customization parameter, consentTitleAppendedText, that allows you to update the title on the Consent page.
  • Released design updates, including a new Institution Selection page. For more information or to enable these updates in your Flinks Connect integration, contact your Flinks Representative.

July 2024

  • Released several performnce-related updated:
    • Increased the speed of API calls
    • Enhanced troubleshooting abilities
    • Improved overall performance
  • Optimized the /DeleteCard endpoint by reducing potential errors and decreased the amount of time it takes to delete a card.
  • Released design updates to select clients. To learn more about these updates or to enable them in your integration, contact your Flinks Representative.

June 2024

  • Minor improvements.
  • Added a card scanner to the account connection flow.
  • Customers can now add their logo to the Consent page.
  • Released design updates to seelct clients. To learn more or to enable these improvements in your integration, contact your Flinks Representative.
  • We’ve updated Flinks Connect by adding a new card scanner and the ability to show customer logos on the Consent Screen. We’ve also released design updates that are available to select clients. To learn more about these updates or to enable these improvements in your integration, contact your Flinks Representative.
  • Upload no longer requires customers to select a financial institution when they’re uploading a file. However, we’ll still group it under the correct financial institution after processing the data.

May 2024

  • Minor improvements
  • Released a new feature that allows you to show/hide a password
  • Updated the security information on the Consent and Credentials pages
  • Minor improvements

April 2024

  • Minor improvements
  • Minor improvements

March 2024

  • Wealth Authentication and API rendering refactor
  • Minor improvements
  • Minor improvements

February 2024

  • Minor improvements
  • Minor improvements

January 2024

  • Minor improvements
  • Minor improvements

December 2023

  • Minor improvements
  • You can now upload images in our Bank Statement Upload product. For support or questions, reach out to help@flinks.com.
  • Minor improvements

November 2023

  • Minor improvements
  • Minor improvements

October 2023

  • Minor improvements
  • We’re excited to announce that our Bank Statement Upload product now also supports Void Cheque uploads. This new feature provides an additional way to verify your account securely and efficiently. The feature can be used as a standalone solution or as a fallback to financial data aggregation. For support or questions, reach out to help@flinks.com.

September 2023

  • Minor improvements
  • New consent management screen within Flinks Connect solution to give your customers better transparency into what data is being shared and how it’s being used, allowing them to better understand their data rights. To learn more about the consent update and configuration, head over to our documentation.
  • Minor improvements

August 2023

  • Fraud Detection Flags for uploaded statements are now available via the API. This enables clients that use the new PDF Upload feature to check statements for discrepancies and tampering automatically and receive that insight via a new API.
  • Improvements to legacy integration using only API (not Flinks connect)
  • Minor improvements
  • Minor improvements

July 2023

  • Minor improvements

June 2023

  • Added a new API endpoint for Payment Optimizations, /PrePayment. This is a new API that enables our clients to set optimal payment dates, amounts and better understand the success chances associated with recurring payments.
  • PDF Statements Upload:
    • Added flows within Flinks Connect and our Dashboard to allow a fast, seamless upload of PDF Statements as an alternative/fallback to typical bank linking aggregation.
    • Added the ability to return PDF data in Flinks standard formats (Dashboard, existing data return API’s).
    • Also improved the speed, quality and reliability of PDF statements analysis and return.
    • Finally, we have expanded coverage to all institutions in Canada and the US.
  • Minor improvements
  • Flinks Payroll Verification beta: This is a new API product, seamlessly embedded in Flinks Connect, offering direct connectivity to customers’ payroll platforms for comprehensive income and employment verification, including those of gig workers.
  • Minor improvements

April 2023

  • Minor improvements
  • Minor improvements

March 2023

  • Minor improvements
  • Minor improvements

Client Dashboard

February 2023

  • Minor improvements
  • Minor improvements

January 2023

  • Minor improvements
  • Minor improvements

Client Dashboard

  • Added a feature that will allow the user to adjust transactions categories on the Attributes reports in the CDB

December 2022

  • Minor improvements

November 2022

  • Minor improvements

October 2022

  • Minor improvements
  • Accessibility improvements

September 2022

  • Added InstituionId field to the API results
  • Updated Canada Entity Recognition Model to v6
  • Minor improvements
  • Improved the retry options when getting an error with accountSelectorEnable parameter
  • Minor improvements

August 2022

  • Updated Canada Entity Recognition Model to v4
  • Updated Canada Entity Recognition Model to v5
  • Updated USA Categorization model Model to v13
  • Minor improvements

Client Dashboard

  • Added a new page for institution status

July 2022

  • Updated Canada Broad Categorization Model to v11
  • Updated Canada Entity Recognition Model to v3
  • Minor improvements

June 2022

  • Updated Canada Broad Categorization Model to v9
  • Updated Canada Broad Categorization Model to v10
  • Minor improvements

Client Dashboard

  • Reorganized the History tab under each Request and added additional headers to Request Info

May 2022

  • Updated Canada Broad Categorization Model to v8
  • Improved Categorization Models
  • Minor improvements
  • Added the preventAutoFocus and preventAutoFill parameters that can be used to disable form focusing and auto-completion
  • Minor improvements

April 2022

  • Upgraded the entity recognition model from v1.0 to v2.0
  • Improved Categorization Models
  • Minor improvements
  • Added parameters termsTextPreLink, termsTextLink and termsTextPostLink to personalize the termsUrl

March 2022

  • Upgraded the US Broad Categorization Model from v11.0 to v12.0
  • Upgraded the CA Broad Categorization Model from v2.0 to v3.0
  • Updated Canada Broad Categorization Model to V4
  • Minor improvements
  • New Attributes released to detect and separate bonus and extra income from payroll sources

Client Dashboard

  • Added Save feature for External Data requests
  • Added the option to assign Requests to Teammates

February 2022

  • Minor improvements
  • New Life Events attributes
  • New Next 2 Paydates attributes
  • Updated Gross Income Attributes to now use updated tax tables for 2021/22

January 2022

  • Upgraded the US Broad Categorization Model from v10.0 to v11.0
  • Minor improvements
  • Accessibility improvements

December 2021

  • Upgraded the US Broad Categorization Model from v9.0 to v10.0
  • Minor improvements

November 2021

  • Updated Broad Categorization Model from v8.0 to v9.0
  • Minor improvements
  • Added Custom Attributes Creation

Client Dashboard

  • Added new Business Analysis Report

october 2021

  • Upgraded broad categorization from v6.0 to v7.0
  • Created gross income estimation model v1.0
  • Added the ability of searching by Tag in the Portal
  • Updated US Broad Categorization Model from v7.0 to V8.0
  • Updated CA Categorization Model from v13 to v14
  • Minor improvements

September 2021

  • Upgraded broad categorization from v4.0 to v5.0
  • Upgraded broad categorization from v5.0 to v6.0
  • Added new category predictions and improved general performance
  • Created entity recognition model v1.0
  • Minor improvements

August 2021

  • Upgraded broad categorization from v3.0 to v4.0
  • Added new category predictions and improved general performance
  • Minor improvements

July 2021

  • New endpoint for routing number institution search, /Institutions/RoutingNumber/
  • New US Institutions coverage: Discover Bank and Chime
  • Return routing numbers for US Institutions on the endpoint /Institutions
  • New endpoint to retrieve transfer history by date range for Flinkspay
  • Minor improvements
  • Modified the default landing page
  • Added two new parameters to customize the landing page
  • Improved Categorization Models for Attributes
  • Added Attributes Use-Case focused on Lending

Client Dashboard

  • Added the option to delete a request from the main request feed
  • Minor improvements on team management

June 2021

  • Improved US Categorization Models
  • Allowed refreshes for extended coverage institutions
  • Added institution ID for extended coverage institutions
  • Minor improvements
  • Phased out react version 2
  • New dashboard onboarding flow

Client Dashboard

  • New dashboard onboarding flow
  • Updated MFA credentials flow when logged in
  • Added the parameter tag to the CSV export

May 2021

  • Improved Categorization Models
  • Minor improvements

Client Dashboard

  • Sample data added to the sandbox request feed
  • New status to the requests
  • Filter requests by date, financial institution or status
  • Team members can assign request to themselves or see who a request is assigned to
  • Allow users to approve or deny requests

April 2021

  • Improved Categorization Models
  • Enabled Flinks Connect version 2 in the documentation configurator
  • Minor improvements

Client Dashboard

  • Improved UX for the team administration capabilities

Documentation Portal

  • Added an option to export data to CSV

March 2021

  • Added New iFrame configurator

Documentation Portal

  • Added Investments Data
  • Added search option to Borrower link

February 2021

  • Enabled Flinks Connect Account Selection in US Connections
  • Improved Categorization Models for US and Canada
  • Minor improvements

January 2021

  • Minor improvements
  • Minor improvements

December 2020

  • Speed improvements on the /Authorize endpoint
  • Added new Attributes to our growing Attributes Library
  • Minor improvements

November 2020

  • Major improvements to Investments oAuth Connections UX
  • Investments data is now available via Webhook
  • General stability improvements for Investments
  • Minor improvements

October 2020

  • Upgraded broad categorization from v7.0 to v8.0
  • Upgraded categorization from v13.0 to v14.0
  • Updated Categorization Prediction Logger
  • Minor improvements

Client Dashboard

  • Minor UI improvements

September 2020

API

  • Minor improvements

August 2020

  • Minor improvements

July 2020

  • Added new webhook: Deliver continuous fetching of account results (Beta)
  • Minor improvements

June 2020

  • Minor improvements
  • New bank logos to replace bank names text header, with correspondent theme and language
  • New credential forms UI, and placeholder animation
  • Password fields now are always redacted
  • Addition to a lock icon to the forms
  • Account Selector, Simple and Special MFAs also included on the new input forms UI

More details and screenshots can be found here

May 2020

  • UI improvements
  • New staticLoadingEnable parameter to display a loading screen while the application is loading
  • Added parameter showAllAccounts that will display all accounts (instead of only operations accounts) when set to true while using the account selector (parameter accountSelectorEnable)

April 2020

  • Minor improvements

Documentation Portal

  • Added attributes use cases in the portal as a report

March 2020

  • Speed improvements on Enhanced MFA feature

February 2020

  • Minor improvements

January 2020

  • Scalability and Model Improvements
  • Added deeper account filtering for Attributes

December 2019

  • Minor improvements

November 2019

  • New Dropout Webhook
  • Added new Attributes to our growing Attributes Library

October 2019

  • Speed improvements on BMO
  • Minor improvements
  • Added new Attributes to our growing Attributes Library

September 2019

Feature Update

  • Minor improvements
  • Added accountSelectorMultiple parameter
  • Added accountSelectorNoTitle parameter
  • Minor improvements

August 2019

  • Nightly refreshes improvements
  • Speed improvements on /Authorize endpoint for RBC, Tangerine and Simplii
  • Speed improvements on /GetAccountsDetail endpoint for RBC

July 2019

  • Migration to .NET Core
  • New KYC webhook to allow quick identity verification
  • Speed improvements on /GetAccountsDetail endpoint for Simplii

Documentation Portal

  • UX revamp
  • New button that allows to print all accounts transactions at once

June 2019

  • Speed improvements on /GetAccountsDetail endpoint for RBC

May 2019

  • Speed improvements on /GetAccountsDetail endpoint for Scotia
  • Improvements for nightly refreshes

Documentation Portal

  • UX improvements

1.52.0

  • Improved transactions matching when refreshing an account
  • Minor improvements
  • Added a warning message when cookies are disabled
  • Speed improvements

March 2019

  • Major speed improvements on /GetAccountsDetail endpoint for Desjardins
  • Speed improvements on /GetAccountsDetail endpoint for TD

February 2019

  • Added a security layer using a new authorize token (Contact us to enable this feature)

Documentation PORTAL

  • Score integration improvements

January 2019

  • Speed improvements on /Authorize endpoint for Desjardins
  • Speed improvements on /GetAccountsDetail endpoint for CIBC
  • Added HMAC signature on webhook
  • Added fetchAllAccounts parameter to fetch all accounts detail in the background even if one account was selected

December 2018

  • Speed improvements on /Authorize endpoint for BMO
  • Speed improvements on /Authorize endpoint for Desjardins
  • Added enhancedMFA parameter to add a step in the flow to answer all MFA questions
  • Added skipEnhancedMFA=true parameter to make optional (skip button) the step to answer MFA questions

November 2018

  • Speed improvements on /Authorize endpoint for TD
  • Speed improvements on /Authorize endpoint for Scotia
  • Speed improvements on all endpoints for BMO
  • Added card type field support for BMO
  • Minor improvements
  • More detailed username field
  • Added new customization parameters (eftEligibleRatio, showAllOperationsAccounts, termsNoCheckbox, loadingType)
  • Minor improvements

Documentation Portal

  • Added the customization to see only completed requests by default

October 2018

  • Speed improvements on /Authorize endpoint for CIBC
  • Added a new API field: Card Type (Business vs Personal)
  • Minor improvements
  • Added the possibility to hide the header on the institution selection list (headerEnable)
  • New Javascript Event Listener when using the accountSelectorEnable parameter (COMPONENT_LOAD_ACCOUNT_SELECTION)
  • Minor improvements

September 2018

  • Implemented EQ Bank as a new supported institution
  • Added IsEftEligible field in /GetAccountsSummary endpoint result
  • Added support for National bank new website
  • New dark or light theme (theme parameter)
  • New account selector to retrieve all the details information of the selected account (accountSelectorEnable parameter)
  • New institution filter (institutionFilterEnable parameter)
  • New consent screen before the credentials form (consentEnable parameter)
  • Multiple new parameters to customize Flinks Connect UI
  • Minor Improvements

Documentation Portal

  • Allow client to request access to financial institution screenshots

August 2018

  • Added OPERATION_PENDING message to all Insight endpoints
  • Changed DaysOfTransactions parameter value Days360 to Days365
  • Minor Improvements
  • Minor Improvements

July 2018

  • Minor improvements
  • Added a sync parameter to retrieve request id from the authorize call to allow calling other endpoints on the API
  • UI improvements
  • Minor improvements

June 2018

  • Optimized the /Authorize endpoint
  • Added TD 2 steps verification mfa flow in Flinks Capital
  • Minor improvements
  • UI improvements
  • Added a close button for the Event Listener
  • Added “Disable Back Button” customization

May 2018

  • Added TD investment accounts support
  • Improved nightly refresh
  • Minor
  • Added a tag parameter
  • Improved language parameter handling

April 2018

  • Security improvements
  • Added a new Overdraft Limit field
  • Improved performance for CIBC Authorize endpoint
  • Added Holder Name in the /GetAccountsSummary endpoint
  • Added GetStatements (pdf) support to Flinks Capital

Documentation Portal

  • Added a new option to select Days of Transactions in the Refresh
  • Security improvements

March 2018

  • Added new account type field. Supported values: Savings, Checking, TFSA, RRSP, CreditCard or Unknown.
  • Added a parameter to the /Authorize request to activate the retrieval of all MFA questions
  • Added an endpoint to answer MFA questions, /AnswerMFAQuestions
  • Improved the user experience for NBC cards (handle full 19 numbers of digits)
  • Improved performance for National and Desjardins
  • Minor improvements
  • Minor improvements

Documentation Portal

  • Changed some labels
  • Added KYC information in the end user and transactions list pages

January 2018

  • Added new endpoint to /DeleteCard from the database
  • 6.7X improvement overall speed, mostly in Authorize, GetSummary and IBV flows. Deployed progressively over the 7 days
  • Improved /SetScheduleRefresh endpoint to toggle the scheduler
  • Multiple minor improvements

December 2017

  • Security and compliance improvements
  • Added WithKYC parameter to separate the holder information from the account identity
  • Added configuration to toggle Nightly Refresh (disabled by default)
  • Minor improvements

Documentation Portal

  • Security and compliance improvements
  • Added ability to disable the refresh button

November 2017

  • Added support for Simplii (PC replacement)
  • Improved currency support (USD/CAD)
  • Enforced language for each card of all supported institutions
  • Improved credit card support for Scotia
  • Database improvements part of PCI compliance efforts
  • Multiple minor improvements

October 2017

  • Improved bank coverage
  • Improved currency support (USD/CAD) for all supported banks
  • Support new Meridian online banking web interface
  • Remove account balance return
  • Multiple minor improvements
  • Added the ability to search by LoginId
  • Multiple minor improvements

September 2017

  • Improved HSBC MFA coverage by handling new security challenge
  • Improved coverage for Scotia
  • Added RBC credit card coverage for business accounts
  • Added TD credit card coverage for personal accounts
  • Added National Bank credit card coverage for personal accounts
  • Improved stability for the /GetStatements endpoint
  • Improved coverage for Scotia new security challenge
  • Added CIBC personal credit card coverage
  • Added bulk account authorization on /Authorize endpoint
  • Multiple minor improvements

August 2017

  • Improved bank coverage
  • Multiple minor improvements

July 2017

  • Improved bank coverage
  • Multiple minor improvements

June 2017

  • Improved bank coverage
  • Multiple minor improvements
  • Multiple minor improvements

1.1.0

API

  • Improved bank coverage
  • Multiple minor improvements

Portal

  • Added print feature to transactions summary